Wealth, guided by principle, not by product.
Artha Neeti is an independent advisory firm for individuals and families with sophisticated, often complex financial lives — built on one idea: advice should be transparent, disciplined, and designed around your goals, with every recommendation, and every dollar we're paid for it, explained plainly.
Financial guidance built around your goals
Six areas of focus, one coordinated plan. We start with the full picture before we talk about a single product.
Financial Planning
A single, coordinated plan that connects your income, spending, saving, and goals — reviewed and adjusted every year.
Learn more →Retirement Planning
From your first 401(k) rollover to a sustainable withdrawal strategy in retirement.
Learn more →Investment Management
Evidence-based portfolios built around your risk tolerance and time horizon — not market timing.
Learn more →Tax Planning
Proactive, year-round tax strategy — not a once-a-year filing exercise.
Learn more →Estate & Legacy Planning
Coordinating with your attorney to make sure your wishes — and your family — are protected.
Learn more →Risk Management
An honest audit of your insurance coverage — what you need, and what you're overpaying for.
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Named for an idea older than modern finance.
In Sanskrit, Artha means purposeful wealth — prosperity pursued as a means, not an end. Neeti means policy, or right conduct. Together, they describe exactly the kind of advisor we set out to be: one whose guidance is disciplined, transparent, and always in service of your life — with every recommendation, and exactly how we're compensated for it, explained in plain language.
Founded by Vivekanand Ramakrishnan, Founder & Financial Strategist, Artha Neeti works with a limited number of clients so every plan gets the attention it deserves.
Read Our StoryWhat clients say about working with us
"For the first time, I actually understand where my money is going and why. The annual review meetings alone have been worth it."
"We rolled over three old 401(k)s into one plan and finally have a retirement income strategy we trust. No pressure, no jargon."
"It's rare to find an advisor who explains the 'why' behind every recommendation. That transparency is why we stayed."
Insights on planning, retirement, and investing
Plain-English explainers on the financial questions we get asked most often.
The Backdoor Roth IRA: A Step-by-Step Guide for High Earners
Earn too much to contribute to a Roth IRA directly? There's a legal, IRS-acknowledged workaround — but one common mistake can turn it into a tax headache.
How Financial Advisors Get Paid: A Plain-English Guide
"Financial advisor" isn't a protected job title, and compensation models vary a lot. Here's what each one means, and the questions worth asking regardless of which advisor you sit down with.
401(k) Rollovers: What to Do When You Leave a Job
Leaving a job means making a decision about your old 401(k) — often without anyone walking you through the trade-offs. Here are your four real options.