The Artha Neeti Blog
Plain-English explainers on the financial questions we get asked most often — no jargon, no sales pitch.
How Real Estate Investors Use Cash-Value Life Insurance as a Capital Reserve
The best deals tend to show up exactly when banks stop lending. Here's the strategy some real estate investors use to keep a reserve of capital that isn't at the mercy of a lender's mood — and what it actually costs.
Protecting Your Retirement Savings From Market Risk
A market drop at 35 and a market drop at 65 are not the same event. Here's why the timing of a downturn matters more than the size of it — and what to do about it.
The Backdoor Roth IRA: A Step-by-Step Guide for High Earners
Earn too much to contribute to a Roth IRA directly? There's a legal, IRS-acknowledged workaround — but one common mistake can turn it into a tax headache.
401(k) Rollovers: What to Do When You Leave a Job
Leaving a job means making a decision about your old 401(k) — often without anyone walking you through the trade-offs. Here are your four real options.
How Financial Advisors Get Paid: A Plain-English Guide
"Financial advisor" isn't a protected job title, and compensation models vary a lot. Here's what each one means, and the questions worth asking regardless of which advisor you sit down with.